Rural Support Programmes Network (RSPN), Pakistan
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Community Investment Fund (CIF)

CIF is capital grant from SUCCESS programme to the community institutions, especially LSOs. The main purpose of the CIF is to support the financial and institutional sustainability of the community institutions, and to provide financial access to members.

The LSOs manage the CIF as a revolving fund while offering micro loans to women with maximum amount of PKR 30,000 (€ 176) and average amount of PKR 18,000 (€ 94). CIF targets the poor households identified through the Poverty Score Card (PSC) to ensure that only the households with a PSC 0-23 at the baseline access capital and start income generating activities.

Outreach

1,668M

sub-granted to 314 LSOs.

100,852

women received PKR 2,688 million from the LSOs

83%

of CIF beneficiaries invested their CIF in Livestock

7%

invested in small business (micro enterprises)

10%

invested in agriculture inputs.

Impact

24%

of CIF beneficiaries moved out of poverty scorecard category of 0-23 in the year 2020

Livestock

Average Value of Assets/Beneficiary Households

PKR 38,894

Average Annual Income/Beneficiary households

PKR 4402

from meat & milk

PKR 10,782

from sale of livestock

Agricultural Input

Average Seasonal Income/ beneficiary households

PKR 329,665

*increased investment in the purchase of seeds, fertilizers, renting tractors

10%

of households invested in livestock

Micro-Enterprises

Average Annual Income/Beneficiary households

PKR 24,264

Average Value of Assets/Beneficiary Households

PKR 20428

8%

of households invested in livestock